Company Overview

B4B Payments is a multi‑award‑winning, global financial services technology company offering an advanced transaction payments platform and APIs for emerging payments and financial services. Our flexible technology and comprehensive services include embedded finances, payment accounts, FX, rapid payouts, physical and virtual card issuing, and BIN sponsorship. With over 18 years of expertise in payments, B4B Payments is headquartered in the UK and regulated as an e‑money institution (EMI) authorised by the Financial Conduct Authority (FCA) and the Bank of Lithuania. B4B Payments is a Banking Circle Group company, providing modern financial solutions to large, successful companies worldwide.

Job Title

Client Due Diligence Analyst

Location

Chester, UK

Job Details

• Travel required / Hybrid
• Permanent / Full‑time
• Salary: DOE

About The Role

We are looking for a CDD Analyst with strong AML/CTF and sanctions knowledge to complete complex client onboarding CDD cases, periodic reviews and contribute to process improvements.

Key Responsibilities

• Perform Client KYC/KYB, ODD, EDD
• Proactively identify, make decisions and consult wider team on complex and/or suspicious cases
• Engage with key stakeholders and present, develop and implement suggestions and recommendations regarding best AML practices, policies and procedures
• Continuously work on improvements focusing on enhancing the efficiency and effectiveness of existing process flows
• Provide regular reports and updates on onboarding, ongoing review activities and trends
• Work with international customers from various jurisdictions
• Contribute to building an AML/CTF compliance culture

Skills & Knowledge Required

• 2‑3 years of experience in AML Compliance in the financial sector
• Educated to degree level or equivalent AML/compliance‑related diploma
• Strong knowledge of AML/CFT laws and regulations
• Experience in developing, implementing and enforcing AML processes and policies
• Proven ability to set targets and KPIs
• Ability to adapt to a changing environment and handle multiple priorities
• Hands‑on mentality, willingness to take an active role in the team and company
• Excellent written and verbal communication skills in English
• Strong analytical and problem‑solving qualities and attention to detail
• Strong business ethic, sense of responsibility and working to deadlines

Benefits

• 25 days annual leave
• Annual wellness day off
• Confidential counselling sessions through our Employee Assistance Programme
• Retail & other discounts
• Vitality health care plan
• Access to ‘Nous Finance – smart way to save money’
• Learning & development support
• Ride‑to‑work scheme

Equal Opportunity Statement

Equality: We strive to create a workplace that reflects the diverse communities we serve and where everyone feels empowered to bring their full, authentic selves to work.

Teamwork and Quality

Teamwork: The strength of our team does not only lie in our combined experience and expertise but our ability to trust each other, no matter what. We understand that our best work is not produced by individuals but by enjoying collaboration as a team and supporting each other every day.

Quality: We provide award‑winning solutions and unsurpassed service that, together, deliver premium value to our customers.

Innovation and Trust

Innovation: Redefining the standard of excellence is in everything we do. We are open to ideas that challenge the conventional views and drive innovation. The only constant in life is change and we stay relevant by continuously improving and evolving with the changing needs of society.

Trust: We act in a manner that builds trust with our team, clients, business partners and other stakeholders. Actions speak louder than words and transparency is key.

Application Note

We kindly request that you contact us by submitting your CV, indicating your current location, and confirming your eligibility to work in the United Kingdom. We assure you that our team will promptly respond to your inquiry. Please note that we are not considering inquiries or applications from agencies and we are unable to provide visa sponsorships at this time.