Credit Risk Fundamentals Program Manager

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Contract Type: Fixed Term | Full Time

Location Bradford, Petersfield or London

Working Pattern: Hybrid—typically one to two days a week in the office. Flexible arrangements are considered to support work-life balance.

What We Offer

We don't just care about your work, we care about your health, wellbeing and life outside your working hours. That’s why we offer flexibility, empathy, and a wide range of resources to help you navigate life’s ups and downs and feel your best.

• Holidays: 25 days of annual leave (rising to 30 with service), and tailor your time off by buying or selling up to 5 extra days.
• Pension: We’ll boost your future with up to 10% employer contributions—because your tomorrow matters
• Enhanced Leave: Enhanced maternity (post-probation) and 4 weeks paternity leave to paid neonatal and carers leave – we’ve got your back when it matters most.
• Workations: Why not take your laptop somewhere sunny? Work abroad for up to 20 days a year in approved countries.
• Paid Birthday Leave: Your birthday, your rules—take the day off and celebrate in style!
• Volunteering: 2 paid days a year to volunteer for a cause close to your heart.
• Learning & Development: Access to LinkedIn Learning for all colleagues – because your growth matters.
• Financial Wellbeing: Stay on top of your finances with a free Snoop Premium subscription.
• Healthcare: Take care of your wellbeing with our easy self-pay Denplan scheme for dental care and feel confident knowing you can also choose Private Medical Insurance for extra reassurance when it matters most.

The Role

As a Credit Risk Fundamentals Program Manager, you will be responsible for driving the end-to-end delivery of a multi-workstream Credit Risk transformation program during a critical turnaround phase.

As a Credit Risk Fundamentals Program Manager, you will:

• Lead end-to-end delivery of a multi-stream Credit Risk transformation program, overseeing planning, execution, and governance across Technology, Change, People, Skills, Strategy, Scorecards, Governance, Data, Monitoring, and Modelling.
• Ensure milestone-driven delivery, proactively managing dependencies and risks to maintain alignment and momentum across all workstreams.
• Act as the central coordination point across Operations, Data & Analytics, Commercial, and Finance, ensuring seamless collaboration and alignment throughout the Credit Risk transformation program.
• Maintain high-quality engagement with ExCo and the Board, delivering clear updates on progress, risks, and decisions, while supporting the Head of Credit Risk by managing day-to-day project activities to enable strategic focus.
• Apply deep Credit Risk domain expertise to guide program decisions, ensuring alignment with best practices and challenging workstream outputs to meet regulatory, commercial, and operational requirements.
• Establish and maintained robust governance frameworks, including steering committees, RAID logs, and reporting packs, ensuring all program documentation met audit standards and regulatory requirements.

What We’re Looking For

• Proven experience leading large-scale transformation programs within Credit Risk or Financial Services.
• Strong understanding of consumer credit, risk management frameworks, and regulatory expectations.
• Demonstrated ability to manage complex stakeholder landscapes, including executive and board-level reporting.
• Experience working in turnaround or high-change environments.
• Exceptional communication, planning, and leadership skills.
• Familiarity with technology change programs and data-driven environment
• Professional certifications in Program/Project Management (e.g., MSP, PMP, PRINCE2) is desirable.

Vanquis Bank is an Equal Opportunity Employer. We embrace everyone’s unique strengths and identities. No matter your background, identity, or experience, you are welcome here.