Join to apply for the Senior Life Medical Underwriter role at Legal & GeneralAre you ready to take your career to the next level? We’re recruiting for a Life Medical Underwriter to join our dynamic team. You’ll be reviewing customer applications to identify risk factors to assess whether we can offer Life, Critical Illness Cover and Income Protection applications. With a competitive base salary and flexible working options, this is an opportunity you don\'t want to miss! Why You\'ll Love Working With Us

Flexible Work Arrangements: Work from Home, Office, or Hybrid – the choice is yours. Work-Life Balance: We offer full time, part-time, and condensed hours within the team to suit your lifestyle. Career Development: We will provide opportunities for you to grow and advance in your field

What You\'ll Be Doing

Accurately assessing and documenting life and disability risks by reviewing applications and deciding which terms, if any, can be offered up to the value based on your autonomy level Ability to participate in or lead projects, which enhance the underwriting process and improve our systems and commercial viability, including instigating such projects, using own initiative, expertise and business awareness Ensuring any requests for further information are appropriate and accurate and commensurate with the risk being assessed, ensuring the customer journey is not impacted unnecessarily Identifying complaints and ensuring they are acted upon quickly and root causes highlighted to ensure compliance with complaints response time limits Ensuring all work is accurately recorded daily to enable accurate communications to be delivered and effective business decisions made Taking ownership of maintaining an excellent knowledge and understanding of legislative and regulatory requirements Communicating with internal, external customers and third parties via all methods of communication in a professional and efficient manner ensuring customer satisfaction is maximised and expectations met by obtaining and giving the correct information Understanding the commitments that are made about the level of service during the marketing and sales processes to ensure the area is capable of meeting those expectations and that customers’ reasonable expectation of performance and service are met

Who We\'re Looking For

Must have experience in underwriting protection products Must have experience in UK medical underwriting (essential) Must have thorough understanding of the risk factors for mortality and morbidity, as well as financial underwriting Extensive knowledge of all protection products Understanding of legislations and regulatory requirements would be preferable Excellent written and verbal communication skills

Benefits

The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes Generous pension contribution Life assurance Private medical insurance (permanent employees only) At least 25 days holiday, plus public holidays, 26 days after 2 years’ service. There’s also the option to buy and sell holiday Competitive family leave Participate in our electric car scheme, which offers employees to hire a brand-new electric car through tax efficient salary sacrifice Discounts on our products and at a range of high street stores and online Wellbeing-focused workspace initiatives across offices

At L&G, we believe it\'s possible to generate positive returns today while helping to build a better future for all. If you join us, you’ll be part of a welcoming, inclusive culture, with opportunities to collaborate with people of diverse backgrounds, views, and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel. #J-18808-Ljbffr