TheCollections and Recoveries Coordinatorrole is a customer service role in a busy financial services call centre, that requires sensitivity, tact and empathy as it is dealing with customers who may find themselves in sensitive situations financially and emotionally.

The team works with customers who may be struggling to maintain their financial agreements, or need alternative arrangements established. Finding the balance between the needs of the business and supporting loyal customers is a key aspect of this role therefore.

This is an initial 6-month contract, with the potential to extend or become permanent.

Main Responsibilities:

• Pre-Arrears Agreement Handling, speaking with customers who potentially will not be able to afford future repayments.
• Early arrears Agreement Handling, helping customers who have just entered into arrears and trying to negotiate repayment plans in order to get the agreement back up to date.
• Liaising with Customer Service Representatives, providing account information and updating customer agreements accordingly.
• Vehicle Repossessions, dealing with both the third party agents and also customersduring the process of the actual repossession.
• Compassionate Handling of Deceased Agreements. Speaking with all parties involved in this process including the next of kin or family members and executors of the estate and solicitors.
• Identifying & referring any agreements that may potentially involve Fraud.
• Referring agreements for potential Pre-Litigation Action.
• Shortfall liability, discussing outstanding liabilities with customers following the end of contract on the agreements.

1. Regulatory Administration
   • Action Consumer Credit Act (CCA 1974) correspondence in line with processes and company requirements.
   • Assist Management in the production and maintenance of FCA complaint and TCF work policies and procedures, with a focus on financial difficulties and vulnerability.
   • Understand and apply FCA CONC rules with dealing with each customer agreement.

1. Other Duties

• Assist in any projects, system upgrades, etc. when required.
• Proactively seek to improve processes and procedures within department.

Excellent working environment with hybrid working model -3 days a week in the office! The role is inside IR35 and the hourly rate is £17.12ph (£30k annual salary equivalent).