The Vacancy

Credit Risk Data Manager (12 months FTC)

Contract Type: Fixed Term Contract Full Time

Location: Bradford, Petersfield or London

Working Pattern: Hybrid—typically one to two days a week in the office. Flexible arrangements are considered to support work-life balance.

What We Offer

We care about your health, wellbeing and life outside your working hours. That’s why we offer flexibility, empathy, and a wide range of resources to help you navigate life’s ups and downs and feel your best.

• Holidays: 25 days of annual leave (rising to 30 with service), and tailor your time off by buying or selling up to 5 extra days.
• Pension: We’ll boost your future with up to 10% employer contributions.
• Enhanced Leave: Enhanced maternity (post-probation) and 4 weeks paternity leave to paid neonatal and carers leave.
• Workations: Work abroad for up to 20 days a year in approved countries.
• Paid Birthday Leave: Take the day off and celebrate in style.
• Volunteering: 2 paid days a year to volunteer for a cause close to your heart.
• Learning & Development: Access to Learning for all colleagues.
• Financial Wellbeing: Stay on top of your finances with a free Snoop Premium subscription.
• Healthcare: Take care of your wellbeing with our easy self-pay Denplan scheme for dental care and feel confident knowing you can also choose Private Medical Insurance.

The Role

The Credit Risk Data Manager plays a pivotal role in leading the stewardship and governance of all Credit Risk data.

As a Credit Risk Data Manager, you will:

• Own and manage the Credit Risk Data Governance RCSA, ensuring effective controls and appropriate risk ratings.
• Lead the adoption of next generation tools to reduce reporting, analytics and scorecard development time.
• Work with the business data architects to ensure that Credit Risk data is fit for purpose, optimised for analytical work with new data sources integrated as required.
• Lead the definition of the scope for new data initiatives and data definitions.
• Lead relationships with key 3rd party suppliers to deliver best in class data to support the strategic business plans.
• Act as SME on business projects to ensure Credit Risk & Analytics data needs are met, while authorising data access requests to maintain appropriate and necessary access controls.
• Lead the development of reporting systems to monitor the financial risks associated with the business model.
• Responsible for ensuring Records Retention schedules are adhered to and data moved/deleted as appropriate.
• Drive the investigation and resolution process for data quality issues, including process changes where appropriate.
• Champion and support Data Privacy activities across Credit Risk.

What We’re Looking For

• 3+ years’ analytical experience with a range of data mining tools and handling large volumes of data.
• Expert in use of SQL/SAS and other technical analytic tools.
• Experience with Snowflake or Power Bi is beneficial.
• Strong ability to interpret complex data, prioritise actions, and assess change impact and risk.
• Exceptional quantitative skills, with a strong foundation in, or significant exposure to, credit analytics.
• Strategic thinker with outstanding attention to detail.
• Skilled in influencing and challenging constructively, with strong communication and the ability to identify issues, propose solutions, and engage effectively at all levels.
• Experience of working in a dynamic, fast paced and quickly evolving environment.

Vanquis Bank is an Equal Opportunity Employer. We embrace everyone’s unique strengths and identities. No matter your background, identity, or experience, you are welcome here.