Credit Strategy Architect (Loan / Mortgage / Lending - Leader / Advisor / Consultant)

Location: Hybrid – 2-3 days in Manchester Office

Overview

We are recruiting for a Credit Strategy Architect role focused on loan, mortgage, and lending strategy. This position targets experienced leaders/advisors/consultants in credit strategy within a public sector context and requires strong knowledge of credit risk, underwriting principles, and data-driven architectures.

Responsibilities

• Design, build, and deploy the end-to-end technical architecture for credit risk and affordability solutions, integrating various internal and external data sources, analytical models, and rule-based engines.
• Deep understanding of financial products, the credit lifecycle, lending risks, underwriting principles, affordability metrics, and regulatory compliance standards.

Qualifications

• Experience with data analysis tools and languages (Python, R, SAS) and proficiency in database and data warehousing technologies.
• Familiarity with cloud platforms (AWS, Azure, GCP) and enterprise-level system integration.

Additional Information

Seniority: Mid-Senior level

Employment type: Contract

Industries: IT System Custom Software Development, Banking, Investment Banking