Overview

Financial Crime Risk Manager - Governance, Oversight and Planning role at Secure Trust Bank. You will lead and coordinate second-line governance and oversight of financial crime systems, controls, and policies across the bank. This includes driving strategic assurance activities such as risk assessments, policy reviews, horizon scanning, and reporting, while ensuring regulatory compliance and effective risk mitigation. The role also manages key frameworks including Gifts and Hospitality, Modern Slavery, and exceptions to financial crime standards, providing expert insight and challenge to support the bank’s commitment to ethical conduct and financial crime prevention.

Responsibilities

• Plan, facilitate and act as secretariat for relevant second-line governance when required.
• Attend and feedback to the team on governance for relevant ‘run the bank’ or ‘change the bank’ activities related to financial crime systems and controls.
• Maintain the framework for second-line governance, including all economic crime regulatory reporting requirements as well as monitoring adherence to risk appetite and portfolio metrics.
• Ensure oversight of the 1st Line financial crime risk and controls governance and ensure appropriate risks and issues are escalated to 2nd line.
• Oversee the RCSA and review the financial crime related results to ensure alignment to EWRA and governance reporting.
• Providing insights into where risks and issues are evident from MI and other governance reporting. Ensuring transparency and oversight of key metrics is available to the MLRO.
• Coordinate senior management briefings, governance submissions and status updates as necessary.
• Drive the plan and production of the EWRA ensuring all deadlines and timescales are met.
• Demonstrate knowledge for AML and other Financial Crime related requirements and issues, providing advisory support and guidance on systems and controls to monitor the entire Group’s business line products and services. Act as an escalation point for complex issues.
• Oversight of the 1LOD completion and undertaking of regulatory returns.
• Oversee and provide regular reports and management information for Non-Financial Risk Committee, Group ExCo, Executive and Board Risk committees on relevant financial crime matters.
• Manage the Policy & Standards Exceptions, Waivers and Dispensation process ensuring that all 1st line and 2nd line exceptions and associated actions are tracked, kept up to date and any breaches are correctly reported in line with the relevant standards.

Qualifications

• Extensive knowledge and experience of financial crime frameworks, governance, Financial Crime law, and regulation, risk management, systems and controls and oversight.
• Previous experience of managing governance and oversight frameworks, EWRA or equivalent Financial Crime risk assessments.
• Strong verbal and written communication skills across all levels of governance with an ability to present complicated matters in a coherent and succinct manner.

How We Work

We are a hybrid working business and we recognise that teams need time together to work collaboratively and to inspire creativity but sometimes deep work requires a different environment; therefore office attendance is purpose led. This role has the flexibility to be based in either our Solihull, Cardiff, Manchester or London offices, some travel will be required to our Solihull Head Office.

About the Company

Our customers are at the heart of everything we do, but we can’t achieve our customer focused strategy without the right people in our team. At Secure Trust Bank, we know that people are our biggest investment, which is why a career with us is not just a job. It’s the chance to be part of something bigger, to add real value to the Bank and help us constantly improve, in order to achieve our ambition of becoming the best bank in Britain. We believe in giving our staff autonomy, with initiative and exceptional performance recognised through a variety of individual and team awards and incentives. All our employees have a tangible impact on the Group’s core values, and we are looking for candidates who are enthusiastic, proactive and enjoy working in a fast paced environment. So join us as we strive to Grow, Sustain and Love the way we work.

Seniority level

Mid-Senior level

Employment type

Full-time

Job function

Finance and Sales

Industries: Banking