Join to apply for the Financial Reporting Senior Analyst role at Monzo Bank

Overview

We’re on a mission to make money work for everyone. We’re not about selling products - we want to solve problems and change lives through Monzo. Our Finance team is looking for a highly proactive, enthusiastic and commercially-minded Financial Reporting Senior Analyst to join and help build a world-class finance function. This role is well suited to a fully qualified Chartered Accountant with an audit background.

Responsibilities

• Understand the business and products to write insightful management commentary.
• Partner with engineers and data teams to automate the production elements of reporting, freeing time for higher-value work.
• Understand the accounting system and maximise its features to minimise manual elements of reporting.
• Maintain up-to-date, scalable financial reporting policies, procedures, and controls.
• Support the full year-end process, from drafting the annual report to external audit sign-off.
• Review new products, assess accounting, and implement in the banking and accounting systems.
• Assess the impact of accounting standard changes and propose policy updates for new products.
• Maintain and develop controls to protect financial data and balance sheet substantiation processes.
• Assist with the implementation of a new accounting system to minimise manual reporting efforts.
• Support production of ESG sustainability reporting and disclosures.
• Prepare monthly management and ad-hoc reports with meaningful analysis of movements.
• Review and assess accounting impact of new contracts in collaboration with the business and legal teams.
• Support a swift month-end close through effective processes with the internal finance team.
• Respond to inquiries and support the broader finance team with forecasting, valuations, bank transfers, and tax policy research.

Qualifications

• Qualified chartered accountant (ACA or CA) with an audit background; ideally some experience in financial reporting and control outside practice.
• Great attention to detail.
• Understanding of the banking and regulatory landscape and key financial controls.
• Self-starter who is proactive in tackling tasks and delivering reports for investors.
• Ability to translate complex information for diverse audiences.
• Interest in using data (SQL skills a bonus).
• Thrives in a dynamic and evolving environment.

Nice to have

• Experience in a listed company or financial services regulated environment.
• US reporting/SOX compliance.
• Strong business partnering and commercial financial acumen.
• ESG reporting/audit of sustainability information (carbon footprint, CSRD).

What’s in it for you

• Salary: £56,000 - £66,000 plus share options.
• Location: London office with a hybrid model (2 days per week in the office; UK-wide remote options possible).
• Flexible working hours and a focus on outcome over hours.
• £1,000 learning budget each year for books, training, and conferences.
• Macbooks provided; remote workers receive setup support.
• Plus many more benefits; full list available on request.

Application process

• Phone screen with the Recruiter
• Initial video call with the hiring manager (30 mins)
• Technical video call/meeting with the hiring manager and stakeholder (45 mins)
• Behavioural interview (45 mins)

This process typically takes 2-3 weeks; we strive to be as flexible as possible with your schedule.

Equal opportunities

Monzo is an equal opportunity employer. We strive to create a diverse and inclusive environment and encourage applicants from all backgrounds to apply. If you have a preferred name, please use it when applying. We provide accessibility accommodations on request.