Head of Institutional Lending
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Partner at New Age Group | Delivering Client-Focused Solutions in FX, Crypto, Alternative Banking, and Business Finance
Head of Institutional Lending
Location: Hybrid / Remote (UK or Europe)
Department: Treasury & Capital Markets
Role Overview
Overchain is expanding into institutional stablecoin lending, partnering with leading digital asset yield providers and institutional borrowers to generate secure returns on deployed capital.
The Head of Institutional Lending will lead the management of this lending portfolio - selecting counterparties, deploying funds, negotiating terms, and ensuring risk-controlled yield generation. This is a strategic and operational role focused on capital deployment, risk oversight, and partner management, not credit origination or retail lending.
You’ll play a central role in shaping Overchain’s institutional lending strategy – combining analytical rigor with market intuition to build a trusted, scalable yield platform.
Key Responsibilities
1. Lending & Yield Deployment
- Oversee deployment of company and client stablecoins across institutional lending platforms and protocols (CeFi, DeFi, OTC).
- Optimise allocation to achieve target yields while managing liquidity and counterparty exposure.
- Monitor real-time APYs, utilisation, and liquidity across all partners.
- Benchmark performance against leading institutional yield markets (Aave, Maple, Galaxy, etc.).
2. Counterparty Management
- Identify, onboard, and maintain relationships with institutional borrowers, prime brokers, and yield platforms.
- Negotiate rates, terms, and collateralisation standards.
- Conduct ongoing due diligence, credit review, and risk scoring of counterparties.
- Maintain a diversified panel of lending partners across risk tiers and geographies.
3. Risk & Treasury Oversight
- Develop a clear framework for liquidity management, collateral control, and exposure limits.
- Monitor asset concentration, counterparty performance, and redemption timelines.
- Work closely with compliance to align with AML/KYC and reporting standards.
- Coordinate with custody partners (e.g. Fireblocks) to ensure secure settlement and asset segregation.
4. Reporting & Analytics
- Produce weekly/monthly dashboards detailing deployed capital, yields, and exposures.
- Track market movements and counterparty health to inform allocation decisions.
- Support executive reporting and investor updates with transparent performance metrics.
- Evaluate new institutional yield opportunities, including tokenised treasuries or RWA‑backed lending products.
- Advise on product design for future Overchain institutional yield offerings.
- Build scalable processes to grow the lending book and counterparties safely.
Qualifications & Experience
- 4–7 years’ experience in institutional lending, crypto treasury, or digital asset yield management.
- Strong understanding of stablecoins (USDC, USDT, EUROC) and institutional lending markets.
- Proven ability to manage counterparties and deploy capital with yield/risk optimisation.
- Comfortable negotiating institutional lending agreements and managing liquidity.
- Familiarity with on‑chain and CeFi yield platforms
- Prior experience in a crypto prime brokerage, fund, or fintech treasury team.
- Knowledge of custody systems.
- Understanding of tokenised RWAs and regulated yield instruments.
- Experience integrating financial data into dashboards or treasury reporting tools.
Seniority level
Executive
Employment type
Full‑time
Job function
Finance and Sales
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- Location:
- City Of London, England, United Kingdom
- Salary:
- £150,000 - £200,000
- Job Type:
- FullTime
- Category:
- IT & Technology