Lawyer - Asset Finance at Lloyds Banking Group

JOB TITLE: Lawyer - Asset Finance
LOCATION: Bristol, Cardiff, Chester, Edinburgh, Halifax and Leeds
HOURS: Full-time
WORKING PATTERN: Hybrid (spend at least two days per week at an office site)

Base pay range

£87,552 - £97,280 (range provided by Lloyds Banking Group; actual pay based on skills and experience; discuss with recruiter)

About this opportunity

You will be joining the Banking Products Legal team. We support the Business and Commercial Bank (BCB) and Corporate and Investment Bank (CIB) within the Group. Banking Products Legal covers six business teams: Cash Management and Payments, Merchant Services, Commercial Cards, Asset Finance, Invoice Finance and Trade Finance. This role sits in the Asset Finance legal team, supporting asset finance across customer sectors from consumers to large corporate clients. The Asset Finance business teams are focused on expanding offerings across hire purchase, finance leasing, lending and receivables purchase. You will provide proactive, pragmatic, solutions-focused advice and support to the Asset Finance business as it grows.

What does the role involve?

• Operate as a subject matter specialist, supporting colleagues in the business and other functions;
• Provide support for the negotiation and execution of asset finance transactions;
• Provide legal support for product development and innovation, legal and regulatory change projects, rectifications and remediations, industry change initiatives, customer onboarding and customer journeys;
• Proactively identify, report and support management of legal and governance risks, recommending solutions where needed;
• Collaborate with team members and work cross-functionally to deliver business strategy;
• Manage panel law firms and build/maintain relationships with external lawyers;
• Reflect on service delivery and pursue continuous improvement opportunities;
• Stay updated on regulatory, industry and legal changes.

You'll lead your own workload and be encouraged to develop professionally. A
positive, proactive, team-oriented approach is valued.

Qualifications

• Qualified as a solicitor in the UK (or equivalent) with at least 4 years PQE;
• Good understanding of the legal and regulatory framework applicable to asset finance, ideally with experience in asset financing for small and mid-sized corporate clients;
• Ability to build strong, collaborative relationships;
• Confidence in using experience and insights to influence, inform and challenge

Desirable experience

• In-house legal experience within a financial institution or asset finance provider;
• Experience supporting asset finance intermediary relationships;
• Experience in asset finance, receivables financing or equipment leasing.

About working for us

We strive to be the leading UK business for diversity, equity and inclusion. We offer reasonable workplace adjustments to support colleagues with disabilities, including flexible office attendance and working patterns. We are Disability Confident Leader and guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria with a disability, long-term health condition or neurodivergent condition.

We provide reasonable adjustments throughout the recruitment process. Our benefits include:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Wellbeing and lifestyle benefits
• 30 days' holiday plus bank holidays
• Wellbeing initiatives and parental leave

If you’re excited by the thought of joining our team, we’d love to hear from you.