Operations Team Leader - Point of Sale (Hybrid)

Join to apply for the Operations Team Leader - Point of Sale (Hybrid) role at Zopa Bank.

Overview

We’re Zopa. We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com!

We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces. If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa.

Responsibilities

• Manage department resources in real-time to ensure internal compliance and quality KPIs are consistently met. This includes close monitoring of all queue levels and timely escalation of risks or issues to Senior Management.
• Collaborate cross-functionally with teams including Product, Tech, Risk, Compliance, and Retailer Success to embed new processes and manage change effectively.
• Ensure customer and stakeholder enquiries are handled in line with business performance and service standards.
• Set the tone and culture of the team, fostering a supportive, goal-oriented environment with a high-performance mindset aligned to Zopa’s values.
• Monitor and drive individual and team performance against KPIs, using structured 1:1s, coaching, feedback cycles, and performance goal setting. Implement clear, specific, and actionable objectives when performance gaps are identified.
• Provide regular performance updates to your line manager, including action plans where targets are not being met.
• Proactively identify and escalate potential or actual operational risks to the operational manager in a timely and accurate manner.
• Use data insights to make informed decisions, driving continuous improvement across the department and identifying opportunities to enhance team and customer outcomes.
• Maintain up-to-date department knowledge to support team escalations and deliver training and onboarding for new team members.
• Contribute to broader operational objectives by owning initiatives that drive performance improvements aligned with Zopa’s key results.
• Identify areas for improvement via relevant change forums and support successful delivery and communication of changes within your area.

About You / Qualifications

• Operational experience in a customer-focused environment, with proven team leadership experience
• Working knowledge of the FCA and its guidance for regulated firms
• Demonstrable experience in workflow management
• Exceptional attention to detail and a strong sense of personal accountability
• Excellent problem-solving skills with the ability to think creatively and proactively
• Strong verbal and written communication skills, with proficiency in Microsoft Word and Excel
• Ability to operate with urgency and deliver results under pressure
• High awareness of risk, along with the importance of effective controls and timely escalation
• Excellent prioritisation skills to manage high-volume processes alongside project work
• Strong ability to build and manage internal and external stakeholder relationships
• Desirable: Experience working with a Point of Sale (POS) product or within a Buy Now Pay Later (BNPL) scheme, ideally in a digitally focused bank or FinTech environment
• Experience in a growing or scaling organisation, with a proven track record of developing teams in both capability and size

Working Arrangements

Location: Based in Manchester. Office attendance: 3 days per week.

Working Hours: Full-time, 37.5 hours per week (Monday to Friday). Shifts: 8am–4pm or 10am–6pm (Rota).

Weekends: 1 in 4 weekends required (Saturday: 8am–4:30pm). A weekday off will be given when you work a Saturday.

Future Office & Hybrid Policy

From September 2025, Zopa will be opening a brand-new office in Manchester at WeWork, Dalton Place, 29 John Dalton Street, M2 6WF. We value flexible ways of working. This hybrid role requires you to come to our Manchester office 2-3 days a week. You’ll also have the option of working from abroad for up to 120 days a year, subject to the right to work in the country of choice.

Subject to having the right to work in the country of choice.

Diversity Statement

Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.