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Description

Principal Product Manager

We are looking for a Principal Product Manager to join our team, with experience in lending products, such as Credit Cards, to work in our Core Services team that provides the capabilities that are leveraged across our product lines. You’ll have a focus in Credit Risk & Decisioning.

You will lead the charge in defining the strategy and roadmap for Funding Circle’s proprietary credit decisioning technology that underpins our expanding product offering, including business credit card, FlexiPay pay-by-instalment product, and business loans. You’ll work in close partnership with product, tech and credit risk stakeholders, to enable rapid execution and drive innovation in Funding Circle’s approach to credit decisions.

Please note, the minimum expectation for office attendance is two to three days per week in our central London office.

Who are we?

We’re Funding Circle. We back small businesses to succeed.

At Funding Circle, we believe the world needs small businesses. That’s why we’ve made it our mission to help them get the finance they need to grow.

With more than a decade of expertise under our belt, we’ve built a game-changer of a platform with cutting-edge data and technology that’s reshaping the landscape of SME lending. Say goodbye to lengthy applications and hello to lightning-fast decisions! In just minutes, SMEs across the UK can get a decision, giving them access to competitive funding in a flash.

We know that good business is about good people. So we pride ourselves on providing meaningful, human support as well as fast, hassle free processes to deliver an unbeatable customer experience.

The role

• Own the vision and strategy for the development of Funding Circle’s credit decisioning capabilities, prioritising goals and defining the short, mid, and long-term roadmap in partnership with credit risk, technology, product & commercial.
• Produce high quality product requirements that enable your product teams to develop solutions that enable us to say yes to more businesses whilst managing compliance and risk.
• Build strong relationships with stakeholders, becoming the go-to person in your domain and enable fast decision-making and execution.
• Building on your experience, connect the dots between market trends, evolving customer behaviours and commercial objectives to drive customer and business outcomes.
• Proactively problem solving, identifying and confidently mitigating any risks, issues or control weaknesses that arise in your day-to-day.
  
  

• Experience working in a lending business (preference for revolving credit or credit cards)
• 6+ Years of relevant experience in product management
• Experience working directly or closely with credit risk and credit decisioning.
  
  

• Experience understanding opportunities through quantitative & qualitative methods and using it to develop products.
• Worked in empowered product & engineering teams to support delivery of the strategy, product vision, OKRs and roadmaps to drive business performance, owning product development & delivery through its lifecycle.
• Collaborated with stakeholders to maximise the value of your work, make tough trade off decisions and get things done.
• Strong problem solving and analytical skills, with the ability to draw strategic insights from analysis, and put together business cases to advocate and win support for your ideas.
• Strong communication and interpersonal skills - ability to work effectively and collaboratively with individuals from different parts and levels of the organisation with different backgrounds and perspectives.
• Passionate about Funding Circle’s mission and values.
  
  

• We have a huge impact on the businesses that borrow through our platform, the communities they serve and the overall economy (last year £7.2bn of GDP generated). You can read our full Impact Report here: https://www.fundingcircle.com/uk/impact
• To see what our customers think, visit our Trustpilot page: https://uk.trustpilot.com/review/fundingcircle.com
• And we’re still evolving! Our award-winning multi-product platform is solving more SME finance challenges than ever before. We think big, rally together and meet the needs of SME customers like no other.
  
  

• Flexibility: We provide you with a benefit allowance so that you can tailor your benefit selection to you and your family’s needs.
• Health: Private Medical Insurance, Dental Insurance, Health Cash Plan, Health Assessments (including female fertility health assessments), eyecare vouchers, flu jabs, Wellhub (for discounted flexible gym membership and access to wellbeing apps) access to a free Employee Assistance Programme and free Digital GP for yourself and any children under 16.
• Wealth: Life Assurance, Income Protection, Critical Illness Cover, financial coaching through Octopus Money Coach, a tax-advantaged share scheme, a free mortgage advisor partnership and discounts across numerous retailers through Perks at Work.
• Development: Dedicated annual Learning & Development allowance and full access to internal learning platform.
• Lifestyle: Electric Car Scheme, Cycle to Work scheme, Season Ticket Loans, and more!
  
  

Seniority level

• Seniority level

  Not Applicable

Employment type

• Employment type

  Full-time

Job function

• Job function

  Product Management and Marketing

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