About Lendable

Lendable is on a mission to make consumer finance amazing: faster, cheaper, and friendlier. We're building one of the world’s leading fintech companies and are off to a strong start:

• One of the UK’s newest unicorns with a team of just over 600 people

• Among the fastest-growing tech companies in the UK

• Profitable since 2017

• Backed by top investors including Balderton Capital and Goldman Sachs

• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want to

1. Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

2. Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo

3. Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

About the role

We are looking for an experienced, analytical and customer-first Product Manager to join our New Products team, where you'll work closely with one other PM to own all new products together, incubating breakthrough financial products from 0→1 and scaling them to millions of users. In our flat structure with high ownership, you'll have a direct impact on Lendable's next growth vectors, working in small teams of exceptional people who find smarter solutions than the status quo.

You'll report to the Senior PM and take day-to-day ownership of cross-functional squads exploring entirely new product opportunities beyond our core lending products. Recent examples of new product launches just in the last few months include Zable Mobile SIM cards and Car Insurance.

Why join our New Products team?

• High ownership: Take full ownership of product lines from day one in our flat organisational structure

• Exceptional team: Work alongside some of the industry's best engineers, designers, and strategists

• Real impact: Your products will directly improve financial outcomes for millions of customers

• Cutting-edge technology: Build with new data sources, machine learning, and AI to automate complex processes

• Growth opportunity: Join during our expansion into the massive UK and US markets

What you'll be doing

Strategise: Define the future of consumer finance

• Work closely with the VP of Strategy and Senior PM to develop product strategies that serve customers now and 5–10+ years out, thinking deeply about how new financial products can transform lives

• Synthesise market data, customer insights, and business analysis into clear product and business strategies

• Explore how AI can solve complex consumer financial problems and create competitive advantages

Build: Lead 0→1 product development

• Take ideas from initial concept through validation, MVP launch, and early scaling

• Generate and test product concepts that resonate with target audiences, establishing clear success criteria

• Define scope and trade-offs to rapidly get MVPs into users' hands for the most promising opportunities

• Understand and validate key financial assumptions needed to ensure products are significantly revenue additive at scale

Operate: Drive execution at the lowest level of detail

• Full product line ownership: Independently manage and prioritise product features, making daily decisions that directly impact product direction

• Hands-on team leadership: Run stand-ups and weekly planning sessions with engineering teams, working with an engineering mindset to optimise developer time for maximum business impact

• Get your hands dirty with direct customer research, user interviews, and data analysis using SQL to uncover product insights

• Work shoulder-to-shoulder with engineers on technical implementation decisions and troubleshooting

• Collaborate directly with designers on wireframes, prototypes, and user experience flows

• Identify bottlenecks early and map out dependencies that could block product development well ahead of time

• Roll up your sleeves with Finance and operations to map out scaling dependencies and lead times

• Take bias for action approach—don't wait for perfect data, make informed decisions and iterate quickly

• Partner hands-on with marketing on value propositions, messaging, and user acquisition strategies

• Continuously validate assumptions through direct user testing and product analytics as products scale

Collaborate: Enable cross-functional success

• Work closely with business teams to create new features based on wider business requirements, making countless small decisions that shape the product

• Excel at working with engineering, product design, data science, marketing, and strategy functions, with the ability to to create and hold your cross-functional partners accountable towards a common vision

• Align diverse stakeholders around new initiatives through strong communication and influencing skills

• Lead end-to-end discovery, ideation, and validation with cross-functional squads

What we're looking for

Essential experience

• Product management experience: 3+ years building products and 2+ years in a product, strategy or analytics role - ideally with demonstrated success taking ideas from concept through launch and early scaling

• 0→1 expertise: Proven track record incubating and launching new products in fast-paced, high-ambiguity environments

• Experimentation mastery: Strong experience with A/B testing, experimentation frameworks, and data-driven product development

• Technical fluency: Comfortable with SQL and numerical analysis, and ideally some coding; able to dive deep into data to drive product decisions

Core capabilities

• Risk-taking mindset: Comfortable with ambiguity and willing to make bold bets on unproven concepts

• Strategic thinking: Exceptional ability to synthesise complex information into clear product strategies

• Operational excellence: Strong prioritisation skills with ability to say "no" and stay focused on highest-impact work

• Stakeholder management: Track record aligning diverse teams around new initiatives and communicating trade-offs clearly

• Leadership communication: Ability to influence and communicate effectively with senior leadership, presenting complex product decisions and strategy with clarity and confidence

Ideal background

• Experience in consumer financial products, fintech, or adjacent industries (strong plus)

• Background working in startup or scale-up environments with flat organisational structures

• Deep curiosity about emerging technologies and their applications in finance

Ready to help build the future of consumer finance? We'd love to hear from you.

Interview process

• A Quick introduction call with someone from the Talent Team

• A take-home exercise - 7 days to complete

• Take-home task debrief and in person case study - Hiring manager + 1 more PM

• Final round:

  • Cognitive test | 35 minutes

  • MD interview | 45 minutes

  • Product interview (case study) - 2 PMs | 1 hour

  • Eng interview - 2 Engineers | 45 minutes

  • CPO | 30 minutes

Life at Lendable

• The opportunity to scale up one of the world’s most successful fintech companies.

• Best-in-class compensation, including equity.

• You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in Londonto be together, build and exchange ideas.

• Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday.

• We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance

• We're an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London

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