Join to apply for the Real Estate Finance - Portfolio Manager - Associate role at Mizuho

What is the opportunity?

The Structured Finance Portfolio Management team is responsible for credit risk management and administration activities for a diverse portfolio of transactions in the renewable energy, power, energy transition, natural resources, infrastructure/PPP, real estate and securitised product sectors. It is both a client-dealing and a Middle Office role, and includes amendment/waiver requests, rating reviews, proactive monitoring of all risks, covenant monitoring and interface with key external and internal stakeholders (including Sponsors, Project Managers, external advisers, other financial institutions, Bank Senior Management, Credit Departments, Front Office, Treasury, Loan Admin and other internal departments as required). The ideal candidate will be highly self-motivated, risk aware, experienced in real estate finance, customer focussed and enjoy working collaboratively in a positive team environment.

What will you be doing?

• Account management of a range of Real Estate Finance (REF) and Securitised Product (SP) assets;
• Diligent and proactive credit monitoring of the REF and SP portfolio through the review of covenanted financial and SP asset information, along with compliance with regular reporting activities to keep ECBD2 senior management advised of developments that could affect credit quality and provisioning levels;
• Complete regular credit processes on REF and SP assets such as rating reviews, closewatch reporting, self assessments, waivers, amendments, extensions and any ad-hoc credit-related instructions;
• Administration tasks relating to a portfolio of REF and SP assets including covenant monitoring, Know Your Customer and Anti-Money Laundering.
• In some cases, opportunities to support and co-work with the REF and SP origination teams;
• Active interface with internal departments including Credit, Legal, Front Office, Treasury, Audit and Back Office as well as other Mizuho offices;
• Maintenance of good relationships with Agent banks, clients, advisers and other professional bodies through timely requests and attendance of bank meetings and site visits.

What do you need to succeed?

• Sound knowledge of REF and SP transactions and an understanding of related risks. Project Finance (PF) experience is a plus but not essential;
• Good knowledge and interpretation of legal documentation;
• Strong financial analytical skills and ability to interpret financial models with sensitivity analysis and accounting knowledge;
• Demonstrable experience in managing a diverse portfolio of REF and SP assets;
• Ability to solve problems, make decisions and innovate;
• Excellent communication skills, self-motivation and flexible work approach;
• Independent thinker but collaborative in working with REF and SP origination teams and wider MHBK and MHI to contribute to a successful team performance;
• Good organisational and time management skills with ability to work under pressure;
• Second language skills desirable;
• Education: Bachelor’s degree or equivalent desirable (minimum 2 A-Levels).

What Mizuho Can Offer You

• Competitive starting salary, plus discretionary bonus;
• Non-contributory pension;
• 27 days’ annual leave;
• Core working hours; hybrid working (office and home based);
• Virtual GP and wellbeing benefits, including Mental Health Allies and First Aiders;
• Flexible working arrangements where role permits.

At Mizuho, we embrace flexible ways of working when the role permits and are committed to supporting equality and diversity in the workplace. For accessibility requirements or reasonable adjustments, please contact the recruitment team at recruitment@mizuhoemea.com.