Senior Analyst - Affordability Optimisation & Data Optimisation

New Today

Senior Analyst - Affordability Optimisation & Data Optimisation page is loaded## Senior Analyst - Affordability Optimisation & Data Optimisationlocations: Chester: Manchester: Leeds Wellington Place: Halifaxtime type: Full timeposted on: Posted Todaytime left to apply: End Date: September 30, 2025 (13 days left to apply)job requisition id: 142631**End Date**Monday 29 September 2025**Salary Range**£39,825 - £44,250**Flexible Working Options**Hybrid Working, Job Share**Job Description Summary**.**Job Description****JOB TITLE: Senior Analyst - Affordability Optimisation & Data Optimisation****LOCATION(S): Chester, Manchester, Halifax, Leeds****HOURS: Full-time****WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites mentioned above**We’re looking for a dynamic **Senior Analyst** to join our innovative **Affordability Optimisation & Data**Optimisation team, part of **Customer Affordability and Data**, with a focus on the **Loans & Transport** portfolio.Here in the Affordability Optimisation & Data Optimisation (AODO) team, we'll be reinventing how we assess and manage customer affordability for more digital-centric journeys. We'll adopt new data capability to look at affordability horizontally across all of our lending propositions rather than vertically, within product silos. This capability will be integral to how we offer customers proactive and embedded borrowing options, both within our relationship brands and also with any partner brands## **Key Accountabilities:*** **Enhance Customer Strategies**: Improve customer experience, credit quality, and segment growth across Consumer Lending.* **Optimise Affordability and Eligibility**: Use data-driven insights and portfolio performance analysis to shape affordability strategies aligned with stakeholder goals.* **Deliver Analytical Excellence**: Apply segmentation, modelling, and analytical tools to generate actionable recommendations.* **Collaborate Across Teams**: Work with internal and external stakeholders to deliver joined-up solutions that support our strategic goals.* **Drive Innovation and Learning**: Contribute to a culture of experimentation and continuous improvement, supporting the development of new data capabilities.## **Essential Skills:*** Proven experience in an analytical, credit, or product-focused role.* Strong data and analytics skills, with the ability to translate complex analysis into clear insights using concise visuals and narratives to support lending strategy discussions with senior partners.* Proficiency in SAS/SQL and solid understanding of Microsoft Office tools.* Experience using segmentation and modelling to support decision-making.**Desirable Skills:*** Background in Consumer Lending product environments.## **About working for us**Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms.We want our people to feel that they belong and can be their best, regardless of background, identity or culture.We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative.And it’s why we especially welcome applications from under-represented groups.We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.## **We also offer a wide-ranging benefits package, which includes:*** A generous pension contribution of up to 15%* An annual bonus award, subject to Group performance* Share schemes including free shares* Benefits you can adapt to your lifestyle, such as discounted shopping* 28 days’ holiday, with bank holidays on top* A range of wellbeing initiatives and generous parental leave policiesJoin us and be part of a team that's reshaping the future of customer affordability!**At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.****We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.****We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.**With 320 years under our belt, we're used to change, and today is no different. Join us and help drive this change, shaping the future of finance whilst working at pace to deliver for our customers.Here, you'll do the best work of your career. Your impact will be amplified by our scale as you learn and develop, gaining skills for the future. #J-18808-Ljbffr
Apply
Location:
Halifax, England, United Kingdom
Salary:
£100,000 - £125,000
Job Type:
FullTime
Category:
IT & Technology

We found some similar jobs based on your search