Senior Backend Engineer at M-KOPA

Join our expanding engineering team! We're actively recruiting multiple Senior Backend Engineers as we scale our FinTech division at M-KOPA. Build sophisticated event-driven microservices that unlock financial inclusion across Africa.

The Impact: Your code will directly power technology solutions for millions of people across Africa who've been excluded from traditional financial services. We've already helped over 5 million customers access over $1.5 billion in credit. It's your chance to be part of something that's transforming lives across an entire continent.

The Opportunity

• Mission-driven engineering: Every service you build helps expand financial inclusion for under-banked populations
• Global recognition: Join a company named by TIME 100 as one of the world's most influential and by the Financial Times as Africa's fastest-growing for 4 consecutive years (2022-2025)
• Scale challenges: Build backend systems serving millions across multiple African markets
• Environmental impact: We're carbon-negative, having displaced over 2 million tonnes of emissions

What You'll Do

At M-KOPA, you'll build sophisticated event-driven microservices with real-world impact. Our engineering teams own their solutions end-to-end – from architecture decisions to production monitoring. Join us in combining cutting-edge .NET development with purpose-driven engineering that makes digital and financial inclusion possible across Africa.

Technical Environment

• Modern C# Stack: We use predominantly C# written against the latest .NET stack
• Microservices & Cloud: We favour microservices hosted on Azure using Kubernetes
• Event-Driven Architecture: We are constantly iterating towards a completely decoupled, event-driven architecture
• Mixed Environment: We have both legacy services and greenfield microservices

Our Engineering Approach As an engineer, you will work as a collaborator. More senior members will coach and contribute, placing an emphasis on:

• High quality output
• Observability and monitoring
• Automated testing in all environments, including production
• Infrastructure as code and DevOps practices

What You Need

We expect you to be comfortable working as part of a team which owns the entire software stack, including supporting infrastructure, throughout the entire software lifecycle - from inception through production to decommissioning under a DevOps culture. You'll value the constraints that continuous delivery places upon engineering processes and embrace testing and observability as first-order concerns in development.

Required Experience:

• Strong grasp of C# .NET development
• Experience with Event-Driven Systems
• Microservices architecture experience
• Testing and deployment expertise
• DevOps culture mindset

Location & Benefits

• Fully remote role within UTC -1 to UTC +3 time zones
• Work with diverse teams across UK, Europe, and Africa
• Professional development programs and coaching partnerships
• Family-friendly policies and flexible working arrangements
• Well-being support and career growth opportunities

Our Mission: We create financial inclusion for the traditionally excluded through a fair, flexible, customer-centric financing model. We strive to drive greater inclusion of women, youth, and low-income communities.

Our Impact: Our technology has created measurable change:

• Connected: 1.7 million first-time mobile internet users connected
• Prosperous: 62% of customers use M-KOPA smartphones for income generation, with 30,000+ livelihoods created for agents
• Green: 2.1 million tonnes of CO2 avoided through clean energy products, with over 100,000 circular economy products provided

Ready to build C# .NET solutions that create real-world financial inclusion while advancing your career in modern backend engineering?

At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritise well-being, and embrace flexibility.

Why M-KOPA?

Join us in shaping the future of M-KOPA as we grow together. Explore more at m-kopa.com.

Important Notice: M-KOPA is an equal opportunity and affirmative action employer committed to assembling a diverse, broadly trained staff. Women, minorities, and people with disabilities are strongly encouraged to apply. M-KOPA explicitly prohibits the use of forced or child labour and respects the rights of its employees to agree to terms and conditions of employment voluntarily, without coercion, and freely terminate their employment on appropriate notice. M-KOPA shall ensure that its employees are of legal working age and shall comply with local laws for youth employment or student work. M-KOPA does not collect/charge any money as a pre-employment or post-employment requirement. Applications for this position will be reviewed on a rolling basis. Shortlisting and interviews may occur at any stage, and we reserve the right to close the vacancy early if a suitable candidate is selected.