Business Unit: Business Banking
Salary range: £31,600- £39,500 per annum DOE+ benefits
Location: Hybrid – With occasional requirement to meet in Glasgow hub
Contract type: Permanent

Our Team

An exciting opportunity to join our dynamic, innovative and growing Business Transactional Products team. At the forefront of Business Banking commercial performance and proposition development, the Transactional Products team are responsible for strategic vision, ongoing evolution, and delivery of Transactional Products, including business current accounts, business savings products and the business credit card.

In this fast-paced environment, you’ll support our Business Product Managers by providing insight into our product performance and customer behaviours, supporting the management of our suite of Business Transactional Products and identifying opportunities to improve, enhance and optimise our business current account, savings and credit card propositions.

What you’ll be doing

• Performing analysis and providing insight on the performance and behaviours of our Transactional products, enabling us to understand and optimise our portfolio of products, driving commercial performance.
• Providing analytical support to Business Product Managers in the management of our products and supporting product development and enhancements.
• Supporting the product review cycle, ensuring our products are safe, compliant and policy, procedures and processes are aligned for colleagues and business customers, preventing potential customer harms and providing fair value to customers.
• Supporting colleagues throughout Business Bank to adhere to product requirements, policies and procedures to prevent potential customer harms and provide fair value to customers.
• Management of the Business Current Account mailboxes, supporting Relationship Managers and the wider business with queries relating to Transactional Products.
• BAU product task management and analysis to support whilst undertaking the necessary analysis to support regulatory and internal reporting requirements.
• Supporting Product Managers with ad-hoc pieces of work to deliver wider team priorities.

We need you to have

• Strong excel / data skills and an analytical mindset that enjoys solving problems.
• A strong desire to develop and get involved in a variety of complex and interesting initiatives.
• Able to roll your sleeves up and get stuck into loads of detail, being comfortable that the judgements we ask you to make impact a lot of customers and some big values.
• Experience in balancing multiple objectives and managing a wide range of priorities and demands.
• Background in Financial Services or a relevant degree.
• Understanding of the UK financial services market.

It’s a bonus if you have but not essential

• Knowledge of business products and/or processes.
• Experience collaborating and networking with other areas of Virgin Money
• Presentation and report writing skills.
• Knowledge of VM systems and processes in relation to people, outcomes, sales, risk and credit.

Be yourself at Virgin Money

At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society.We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard.

As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition teamcareers@virginmoney.com

Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants.

Now the legal bit
Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK.

If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks –we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.