Overview

Senior Product Manager, Credit Risk & Underwriting at Wayflyer leads the product vision and strategy for how we assess customer risk, ensuring Wayflyer deploys capital confidently and efficiently. This is a mission-critical area; underwriting tools underpin every decision and directly influence how we evaluate eCommerce businesses, reduce friction in the funding experience, and scale underwriting without increasing costs.

You will work closely with Data, Credit, and Compliance teams, with the Underwriting team as your primary customer. You’ll be part of a cross-functional product trio alongside engineers and designers from major tech and e‑commerce companies.

You’ll lead the evolution of our internal underwriting platform and broader risk tooling, building systems that power billions in funding for thousands of merchants globally. The role focuses on creating leverage through seamless internal workflows, surfacing the right data at the right time, and improving decision quality and speed across the underwriting process. You’ll partner with the Funding Experience team to make risk insights more transparent to customers and reduce drop-off and churn.

This role is ideal for someone who thrives on solving complex, high-stakes problems behind the scenes and enjoys building for internal teams with the same care as customer-facing products.

Responsibilities

• Define and own the vision, strategy, and roadmap for risk and underwriting products.
• Work closely with underwriting stakeholders to understand pain points and identify opportunities to streamline workflows, improve decision accuracy, and reduce time-to-offer.
• Partner with your product trio to run structured discovery, validate hypotheses, and make evidence-based product decisions.
• Build for scalability to support new markets, product types, and underwriting models over time.
• Collaborate across teams (Data, Commercial, Compliance) to ensure alignment across the full funding journey.
• Track product performance, gather user feedback, and iterate on solutions post-launch.
• Drive internal transparency around priorities and trade-offs, communicating clearly with stakeholders and ensuring alignment at every stage.
• Contribute to the growth of Wayflyer’s product culture and how we build, collaborate, and learn as a team.

What Makes You a Great Fit

• Proven experience as a senior-level product manager in a fast-paced, high-growth startup (Series A–C preferred).
• Experience building risk, credit, or underwriting products—ideally in fintech or B2B2C environments.
• Experience building data analytics solutions, data visualizations, or analytical tools/components.
• A track record of creating impact through internal tooling and complex systems work.
• A bias for action and an entrepreneurial mindset—you don’t wait for permission to make things better.
• Strong discovery skills and product intuition, with the ability to navigate ambiguity and investigate problem spaces.
• Excellent judgment to balance speed with foundational thinking.
• Empathetic and pragmatic approach to internal users, treating them as customers.
• Strong communication and influencing skills with clear, purposeful messaging.
• A passion for quality and continuous improvement; you challenge the status quo and help others do the same.

What to Expect After You Apply

You can expect to hear from a member of our Talent Acquisition team soon. If we believe you’re a good fit, you’ll have a conversation with a recruiter who will guide you through the next stages. The full interview process typically takes approximately four to six weeks.

The Perks of Being at Wayflyer

• Time Off That Matters: 25 days of paid annual leave, plus public holidays.
• Your Wellbeing: Access support and resources to support your wellbeing, including our Wellbeing @ Wayflyer ERG.
• Comprehensive Health & Protection: Private healthcare, life insurance, and critical illness cover.
• Secure Your Future with Our Pension Plan: A plan to help you build a foundation for tomorrow.
• Family-First Policies: Generous parental/adoptive leave, including 6 months for Primary Caregivers and 3 months for Secondary Caregivers.
• Share in Our Success: Equity scheme for employees.
• Work From Abroad: Remote work option for up to 60 calendar days per year.

Global Offices and Working Policy

Dublin (HQ), London, Sydney, Atlanta/New York/Charlotte, and remote work across the US, UK, and Europe with periodic in-person events and off-sites. Hybrid models apply per office and team.

Data & Privacy

By submitting your application, you acknowledge that Wayflyer Limited will process your personal data to evaluate your suitability for the role. For details, contact privacy@wayflyer.com or review our privacy notice at https://wayflyer.com/privacy-notice.