Overview

Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere.

Job Description

About this role: We are looking for a Senior Risk Analyst to lead risk analytics for financial crime risk management at Wise. This is a dedicated risk function embedded in the analytics teams to support the development and evolution of quantitative risk management strategy for Wise. Financial Crime is one of the most critical risk domains for Wise and therefore this role requires a hands-on approach to building scalable and actionable solutions.

We are seeking a highly skilled Senior Risk Analyst to join our Financial Crime Analyst team. This role sits at the intersection of analytics and risk management, supporting Wise’s efforts to proactively identify, measure, and mitigate financial crime risks. You will drive robust risk quantification and embed it across your domain. If you’re passionate about solving complex risk problems and want to make a tangible impact, we’d love to hear from you.

Your mission:

At Wise our mission is Money Without Borders - instant, convenient, transparent and eventually free. Whether our customers are sending money to another country, spending money abroad, or making and receiving international business payments, Wise aims to save them money.

Here’s how you’ll be contributing to the Financial Crime team:

• Design, develop and maintain a dashboard of KRIs and risk appetites for AML risk management, define relevant tolerance and granularity for KRIs and drill-downs to swiftly identify and action risk deterioration.
• Proactively identify and lead AML risk initiatives, develop metrics, run deep-dives, trend analysis, incident thematics or risk concentrations.
• Provide analytical inputs requiring quantitative assessments (product changes, inherent risk frameworks, issue ratings, scenario testing, incident reviews, risk and KRI appetites, regional impact).
• Collaborate with financial crime risk managers to ensure control assurance testing covers relevant scenarios for DE and OE testing in the first line.
• Provide quantitative risk analysis to support quarterly risk assessments for risk governance committees; present on risk topics as needed.
• Collaborate with second-line model risk management and participate in relevant forums.
• Work with Compliance Managers, CRO and other risk stakeholders to define and implement risk strategy for financial crime analytics.

What you’ll get to do

• Be part of a positive change in the world.
• Create value from extensive datasets from Wise’s global payments infrastructure.
• Influence the team’s direction and enable data-driven decision making.
• Learn from a global network of professionals.

Qualifications

A bit about you:

• Strong quantitative skills; background in statistics, maths, physics, engineering, or other sciences.
• Experience with SQL and Python or R.
• Strong communication skills; ability to translate business problems into analytical solutions.
• Ability to structure business problems with minimal supervision and prioritize independently; simplify complex systems into clear models.
• Hustler mentality; capable of delivering beyond analysis.
• Experience with data visualization tools (Looker, PowerBI, Tableau) and ability to tell stories with data.
• 3+ years of experience analyzing data in a professional setting.

Some extra skills that are great (but not essential):

• Experience with user-facing products and data.
• Experience in fincrime domain and/or risk modeling.
• Knowledge of trend analysis and forecasting methods.
• Knowledge of data modeling.

Additional Information

Our Offer

• Base salary: £60-£75,000 gross/year base (depends on experience and interview outcomes).
• Restricted Stock Units (RSUs).
• Flexible working arrangements and comprehensive benefits.
• Paid annual holiday, sick days, parental leave and other leave opportunities.
• 6 weeks paid sabbatical after 4 years at Wise, in addition to annual leave.
• Commitment to diversity, equity and inclusion; inclusive, international team.

To learn more about working at Wise, visit Wise.Jobs. Keep up to date with life at Wise on LinkedIn and Instagram.