We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown significantly in the last 10 years in the UK. We offer personal and business bank accounts, joint accounts, accounts for 16‑17 year olds, a free kids account, and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. With our hot coral cards and get‑paid‑early feature, combined with financial education on social media and our award‑winning customer service, we have a long history of creating magical moments for our customers. We’re not about selling products – we want to solve problems and change lives through Monzo ❤️ Hear from our UK team about what it's like working at Monzo ✨

About Us

We’re here to make money work for everyone and we’re doing things differently. For too long, banking has been obtuse, complex and opaque. We want to change that and build a bank with everyone, for everyone. Our amazing community suggests features, tests the app, and gives us constant feedback so we can build something everyone loves. We’re focused on solving problems, rather than selling financial products. We want to make the world a better place and change people’s lives through Monzo.

About our User Research Team

We are currently a team of more than 20 individual contributors, embedded into collectives such as Core Banking, Business Banking, etc., working cross‑functionally with Product Design, Product Management, and Engineering teams. Our research organization is led by Katherine Vaughan, our Director of User Research.

What You’ll Be Working On

• Managing a team of user researchers across 1‑3 “collectives” (product verticals like Payments or Wealth)
• Working closely with collective leadership to shape product strategies and ensure teams solve the right customer problems in the right ways
• Scaling the impact of research on our strategies across the organization
• Increasing visibility of key research insights and ensuring action is taken as a result
• Working in partnership with the Director of Research to ensure the team works on the highest impact areas, while giving individuals autonomy where possible
• Understanding direct reports well to place them where they fit for impact, growth, and happiness
• Developing sustainable ways of nurturing all talent within the research team
• Leading forums that allow the whole research team to feed into decisions and shape the team
• Working with Research Operations and the Research Director to scale team systems and processes as we grow
• Continuously raising the standard of research through timely feedback, and improved processes and rituals
• Hiring brilliant, diverse user researchers, and ensuring a smooth onboarding process for them
• Ensuring the team has an active presence in the external community and is appealing to a diverse set of hiring prospects

Your Day‑to‑day

• Work within 1‑3 critical business areas to develop and deliver a product strategy, building a deep understanding of customer needs and market opportunities, and how we’ll differentiate ourselves and grow
• Provide support for around 5‑10 direct reports, through clear development goals, timely updates and feedback, and regular 1:1s
• Collaborate with and influence key stakeholders across the organization, including product teams, company leadership, marketing, compliance, legal, regulatory affairs, and more to get alignment and support for the strategy
• Work closely with design, product, marketing data and engineering leadership in your areas to set the right conditions for teams to do their best work and solve key customer needs
• Shape development practices, like progression frameworks, across the wider team
• Take an active role in our Design Leadership team, alongside our Chief Design Officer, Research Director, Design Directors, and Senior Design Managers
• Continuously educate everyone at Monzo, including senior stakeholders, on what research can and can’t be used for

You Should Apply If

• You have experience working as a user researcher in a high‑growth product or technology organization
• You enjoy bringing momentum to projects, unblocking progress, and focusing on achieving the most exciting outcomes (not the fanciest outputs)
• You care about the quality of the product that sits in our users’ hands, and the overall experience they have with Monzo
• You’ve worked collaboratively with other disciplines like Data, Product, and Design
• You’re an experienced coach, mentor, and leader of seasoned user researchers with at least 5 years of experience
• You’re happiest when the people in your teams feel supported, are growing, and can work effectively
• You have an approachable and supportive leadership style when you’re needed, but you also empower direct reports to work autonomously
• You’ve managed a team of at least 3 high performers, and resolved performance issues
• You have experience teaching and coaching non‑researchers about research
• You have demonstrable experience making decisions that promote diversity and inclusion
• You have experience making use of marketing insights, quantitative user research, product data, and a range of other insights for better decision making

The Interview Process

Our interview process involves three main stages:

• Recruiter call (30 minutes). A video chat with Natalie who is part of our hiring team. This focuses on general suitability for Monzo.
• Research Leadership Ways of Working (60 minutes). You will be sent a pre‑interview task by the hiring team, which you will discuss in the interview, followed by situation questions.
• Final loop (Total 1hr 30‑2 hours). Split into 2 interviews – Managing teams & People + Teamwork & Impact

Our average process takes around 2‑3 weeks but we will always work around your availability.

What’s In It For You

• £90,000‑£125,000 base salary (depending on experience) plus stock options
• This role can be based in our London office, but we’re open to distributed working within the UK (with ad hoc meetings in London)
• We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team
• Learning budget of £1,000 a year for books, training courses and conferences
• And much more – see our full list of benefits here
• If you prefer to work part‑time, we’ll make this happen whenever we can – whether this is to help you meet other commitments or strike a great work‑life balance

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don’t need full or birth names at application stage