Analyst-Risk Management

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At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. American Express has a network that connects millions of consumers, merchants and businesses around the globe in a payments and commerce ecosystem that creates value for all its constituents.

The Global Merchant and Network Services (GMNS) Risk Management Team stands behind each of these purchases, protecting this network of millions of consumers, merchants and businesses. Our team makes this happen by leveraging advanced machine learning and network algorithms. This role presents an exciting opportunity to work in a fast-paced and dynamic environment, leveraging large amounts of linked and unstructured data within the Third-Party Processing (TPP) Portfolios. The incumbent will be responsible for TPP Risk Management of the European portfolio.

This position requires a highly organised person with excellent analytical capabilities, with the ability to bring an innovative perspective to the strategic and operating requirements of the role. This person must be able to thrive in a dynamic environment while influencing colleagues from partner organizations, often with conflicting priorities. This position will liaise with key partners including the Sales, Partner Oversight, Risk and Technology teams to create and drive best-in-class strategy.

How will you make an impact in this role?

  • Supporting the ongoing management of the consent process for recruitment of large and high-risk sponsored merchants.
  • Help to monitor and analyze portfolio performance to inform risk management and regulatory reporting, maintaining an external lens.
  • Help prepare regular updates on portfolio exposures.
  • Help conduct in-depth analysis of both internal and external data sources.
  • Help drive deep-dive analytics and partner across the enterprise to enhance risk management methodology.

Minimum Qualifications

  • Analytical and quantitative skills preferred.
  • Balance of strategic and analytic acumen.
  • Ability to cope with ambiguity and complexity.
  • Proficiency in working with large volumes of structured and unstructured data.
  • Programming skills and experience in SQL/SAS, object oriented or functional programming languages.
  • Excellent communication skills, including the ability and willingness to present to and work with Executives.
  • Willingness to learn.
  • Team player with the courage to share a point of view for the benefit to the organisation.
  • Experience within the payments/payment facilitator industry is a bonus.

Employment eligibility to work with American Express in the UK is required as the company will not pursue visa sponsorship for these positions.

Benefits

  • Competitive base salaries.
  • Bonus incentives.
  • Support for financial-well-being and retirement.
  • Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location).
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need.
  • Generous paid parental leave policies (depending on your location).
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location).
  • Free and confidential counseling support through our Healthy Minds program.
  • Career development and training opportunities.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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Location:
City Of London, England, United Kingdom
Salary:
£80,000 - £100,000
Job Type:
FullTime
Category:
Finance

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