Job Title and Location

Job Title: Mortgage Underwriter

Location: Manchester City Centre, M1 - 5 days per week onsite, hybrid working options available after successful completion of probation (minimum 3 days per week onsite). Operating hours 9am to 7pm.

Salary

Salary: £32,548 per annum + competitive bonus scheme

Company Description

Join a dynamic organization committed to financial inclusion! We're a specialist lender offering bespoke solutions to UK homeowners. Recognized for excellence and social impact, we\'re a two-time Sunday Times Fast Track 100 member and MEN Business of the Year award nominee in 2019.

Core Responsibilities

As a secured loan Underwriter, you\'ll play a key role in the manual underwriting of loan applications, ensuring they align with our mission and meet clients\' unique needs.

Key Responsibilities

• Manual underwriting from application to authorization.
• Efficiently process loan applications, ensuring compliance.
• Authorization of loans within specified limits.
• Thorough risk assessment based on financial stability.
• Effective communication with clients, brokers, and stakeholders.

Qualifications and Skills

• Minimum 12 months experience assessing or processing loan applications - ideally in second charge lending or motor finance.
• Strong analytical skills and attention to detail.
• Knowledge of financial regulations and lending practices.
• Excellent communication and interpersonal skills.
• Ability to thrive in a dynamic, fast-paced environment.

Work Arrangement

Hybrid available after probation (6 months). Up to 2 days per week remote.

Benefits

Competitive salary, bonus scheme, health insurance, pension plans, and professional development opportunities.

Job Type: Full-time

Additional Benefits

• Canteen
• Company events
• Company pension
• Cycle to work scheme
• Discounted or free food
• Employee discount
• Health & wellbeing programme
• Life insurance
• Private dental insurance
• Private medical insurance
• Transport links
• Work from home

Work authorisation

United Kingdom (required)

Location

Manchester M1 3BL (preferred)