Overview

We’re Monzo, the bank that's making money work for everyone. We’re waving goodbye to old-school banking and creating magical moments for our customers. We're expanding in the EU and need awesome Senior Investigators to lead the charge!

Remote in the UK | £29,450 - £37,000 (+ £2,500 Multilingual Premium) + Benefits.

You’ll play a key role by…

• Investigating complex or high-risk anti-money laundering alerts on business accounts.
• Responsible for recommending Suspicious Transaction Reports (STR) be filed by Monzo Bank EU.
• Making business onboarding decisions in high-risk or complex cases.
• Conducting ongoing due diligence on high-risk business accounts.
• Providing financial crime expertise and support to other operational teams across the business.

We’d love to hear from you if…

• You have strong English written and verbal communication skills.
• You are fluent in Spanish both written and verbal communication skills (to at least CEFR C1 level).
• You have strong experience conducting high-risk business banking screening or complex business financial crime investigations.
• You have experience making independent, risk-based financial crime decisions in a regulated financial services firm.
• You have knowledge of the current financial crime landscape in the UK and the EU, and related financial crime risks.

Working hours and start

The team covers 8:00–18:30 with a standard 8.5-hour day (including a 1-hour lunch). The start date is Monday 5 January, with an 8-week initial period during which holidays are not authorised. The role is remote in the UK.

What’s in it for you

• £29,450 - £37,000 (+ £2,500 Multilingual Premium) and share options.
• Time off on your birthday if it falls on a scheduled workday outside of training.
• £1,000 learning budget each year for books, training courses and conferences.
• MacBook provided; additional WFH setup support for fully remote workers.
• Plus lots more benefits to read about in the full list.

Application journey

The application journey has four key steps: Application questions, call with a recruiter, interview to discuss experience and values, and a Spanish language assessment.

We encourage candidates to apply even if they do not meet every listed requirement. We are committed to diversity and inclusion.

We have guidelines on using AI to ace an application and interview. The average process takes 2–3 weeks, with flexibility around availability. For questions, contact the recruitment team at hiring@monzo.com.

Important dates

The closing date for applications is Friday 10 October 2025.

#LI-REMOTE #LI-DR

Equal opportunities

Diversity and inclusion are a priority. We are an equal opportunity employer and consider all applicants without regard to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran status, neurodiversity or disability status. For more information, see our blog and 2024 Diversity and Inclusion Report.