OSB Group West Midlands, England, United Kingdom

Overview

Join OSB Group as a Credit Risk Assurance Manager in the West Midlands, United Kingdom. This role sits in the Credit Assurance team within the Group's Risk Assurance Function, reporting to the Group Head of Risk Assurance and overseen by the Chief Compliance Officer.

Base pay range

This range is provided by OSB Group. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Salary: £45,000 to £60,000 per annum.

About the team

The Credit Assurance team sits within the Group's Risk Assurance Function which reports to the Group Head of Risk Assurance and overseen by the Chief Compliance Officer.

The Team supports the Bank by providing independent and composite qualitative and quantitative credit risk monitoring and assurance on lending and credit activities including adherence to Credit Risk Frameworks, Appetite, Policies, and procedures as well as assessing the adequacy and effectiveness of Credit Decisioning.

The team is exceptionally flexible with a strong spirit of collaboration, fostering a highly positive and productive work environment. In addition, we are also responsible for providing assurance on the performance of the Financial Support Team, checking policy and process adherence and assessing how this transpires into good customer outcomes via various Quality Assurance activities within First Line.

What you will be doing

• Being the "go to" Credit Risk Subject Specialist expert in relation to Bridging, Commercial, Asset Finance and Development Finance and Residential providing specific qualitative opinion on the credit quality of counterparties reviewed and through extrapolation of the cohort.
• Assisting the Senior Manager with the formulation of the annual review plan resultant from review of outcomes and intelligence, maintaining a strong relationship with Credit Strategy.
• Delivering of the annual risk prioritised assurance plan of review activity, allocating resources and capability to ensure the plan is met. This includes planning, sampling, testing and the reporting of findings in line with documented methodologies.
• Line managing and coaching all direct reports, including all aspects of performance management, development, conduct, sickness management, appraisals, employee administration and recruitment.
• Interacting with the Senior Manager and the Group Head of Risk Assurance to communicate, share and close out review findings, emerging risks, and systemic process improvements.
• Assisting the Credit Assurance Senior Manager with the embedding of an enhanced framework and methodology, managing direct reports and/or the review team to become a centre of excellence.

Whats in it for you?

This Credit Risk Assurance Manager position is being offered on perm basis and salary is between £45,000 to £60,000.

• Enhanced family-focused benefits
• Hybrid-working
• Annual bonus opportunity

Please use this link to see the fantastic benefits available at OSB:

https://www.osb.co.uk/careers/overview

Diversity & Inclusion

We champion diversity at all levels, with Board-level Diversity Champions tracking our progress. We are proud to be signed up to the Women in Finance Charter to actively support the growth and development of senior women in our sector and are dedicated to treating all our employees and job applicants equally, opposed to discrimination on any grounds.

Seniority level

• Mid-Senior level

Employment type

• Full-time

Job function

• Finance